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Abstract

During the past three decades there have been substantial changes in federal and state student aid policies, but what effect did these policy changes have on educational opportunity? This paper summarizes prior studies by the author with a focus on untangling how changes in policy have influenced changes in opportunity. It also recommends new strategies for lowering student loan debt, increasing federal and state cooperation in providing adequate need based grant aid, and developing policies that target debt forgiveness for mid-skilled workers and middle-class professionals.

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