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Abstract

This article describes higher education financial assistance tools designed mainly for students of middle- and upper-income families who may not be eligible for financial aid from other sources. It includes the 2007 legislative updates for these tools, all of which have been devised and offered by either state or federal governments. The authors discuss the advantages and disadvantages of each tool and offer planning suggestions for families, students, and others who may participate in the higher education financial planning process.

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