This study focuses on how low-income students determine employment and student loan borrowing options before they begin college, as part of the final stages of their college choice process. More specifically, this study asks, “during a six-week summer transition program, what choices are made by low-income students with employment or borrowing student loans at a public, four-year urban university?” Results of the study demonstrate low-income students are less likely to expect support from parents, more likely to commit themselves to employment and minimal borrowing and yet, view financial challenges as less difficult.
De La Rosa, Mari Luna
"Borrowing and Working of Low-Income Students: The Impact of a Summer Transition Program,"
Journal of Student Financial Aid: Vol. 42
, Article 1.
Available at: https://publications.nasfaa.org/jsfa/vol42/iss1/1